How to join CWIPP

“Unionized groups seeking a pension plan but unable to establish one with their employer should consider CWIPP which provides great flexibility in terms of benefit provisions and required contributions, even for smaller groups.”

Bob Baldwin
Pension expert and Canadian Retirement Income Authority

Joining as a union

Help strengthen your members’ financial future through the greater financial security CWIPP provides to unionized workforces. CWIPP partners with unions across Canada to deliver a reliable, professionally managed pension that provides secure pension income for life.

Our team will work with you to:

  • Explore fit for your members
  • Introduce you to plan design and contribution option considerations
  • Demonstrate the long-term value to your members

CWIPP is a practical, sustainable way to offer your unionized employees a meaningful retirement benefit.

CWIPP is available to employers with a unionized workforce, with participation established through collective agreements.

Our team will collaboratively work with you and your union partners to implement a pension solution that supports attraction, retention, and long-term workforce stability.

We’ll help you:

  • Understand how participation works and whether CWIPP is the right fit for you
  • Review contribution structures and plan flexibility

Interested in CWIPP? You can help to bring CWIPP to your workplace.

Membership in CWIPP is established through your union and employer — it’s not pension plan an individual can join on their own. But many participating groups began because of a simple question from a member.

If you believe CWIPP could benefit your workplace, reach out and we will provide:

  • Clear, easy-to-share information about CWIPP
  • Support materials for conversations with your union or employer
  • Answers to your questions about how CWIPP works